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    Learn. Plan. Thrive.

    Your AI Powered Medicare Education and Decision Platform.

    64Plus is the trusted intelligence platform that simplifies Medicare, health benefits, and retirement healthcare with personalized guidance every day of the year.

    Trusted Guidance
    Employer Solutions
    AI-Powered Insights
    Peace of Mind

    Personalized Decision Support

    Helps individuals understand their unique Medicare situation grounded in verified resources; without replacing licensed insurance professionals.

    Medicare planning is a living process, not a one-time task.Key insight

    Why do Employers choose 64Plus?

    • Reduces HR and benefits team workload
    • Improves pre-retirement education
    • Consistent Medicare guidance for employees
    • Supports retirement readiness
    • Available around the clock without adding staff
    • Scales across any organization

    Disclaimer64Plus is an independent educational software platform. We do not sell Medicare plans, generate or sell leads, recommend one insurance company over another, or receive compensation based on plan enrollment. Our platform provides educational information and decision-support tools to help users better understand Medicare. Users may independently contact Medicare, licensed insurance agents, or insurance companies if they choose to enroll in coverage.

    Medicare Assistant on tablet
    64Plus

    Try it today

    I'm here to help you understand Medicare in clear, simple language, without pressure or sales. Whether you're turning 65, helping a loved one, or comparing options, I'll guide you step by step. I speak English and Spanish and use trusted public sources like Medicare.gov and SSA.gov.

    64Plus is an AI guide and does not replace advice from Medicare, your doctor, or a licensed insurance professional.

    What Medicare Assistant CAN do

    Explain Medicare Parts A, B, C, D
    Compare plan types (HMO, PPO, Medigap)
    Clarify enrollment periods & deadlines
    Answer questions about costs & premiums
    Help caregivers understand options

    What Medicare Assistant CANNOT do

    Recommend specific insurance carriers
    Enroll you in a Medicare plan
    Access your personal health records
    Provide medical advice

    How we help

    How does 64Plus support our seniors?

    Medicare assistance 24/7

    Personalized employee educational guidance

    Faster support whenever questions arise

    A single source platform for Medicare answers

    Reduces costly enrollment and coverage mistakes

    Year-round support

    Questions about your coverage? Ask the Medicare AI Assistant →

    Trusted by people like you

    What members say about 64Plus

    “I was so confused about Part G vs Part N. The Medicare Assistant explained it in two minutes and saved me from a costly mistake.”

    — Margaret R., Retired teacher

    4.97/5 · based on 3,000+ reviews

    “Turning 65 felt overwhelming until I found the Medicare Assistant. It walked me through enrollment without any pressure or sales calls.”

    — David T., New to Medicare

    4.97/5 · based on 3,000+ reviews

    “I help my mom with her coverage. The Medicare Assistant gives me clear answers I can actually trust, in plain language.”

    — Sofia C., Caregiver

    4.97/5 · based on 3,000+ reviews

    “No jargon, no pressure. Just honest answers whenever I have a question about my plan.”

    — Robert B., Medicare member

    4.97/5 · based on 3,000+ reviews

    “The Medicare Assistant speaks Spanish, so my parents finally understand their Medicare options on their own.”

    — Luis G., Family member

    4.97/5 · based on 3,000+ reviews

    “I compared plans on my own time and walked into enrollment season feeling genuinely confident.”

    — Linda H., Retiree

    4.97/5 · based on 3,000+ reviews

    "The plain-language explanations are exactly what our employees needed. The Medicare Assistant answers questions we used to spend hours on."

    — HR Business Partner, manufacturing

    4.97/5 · based on 3,000+ reviews

    "Our caregivers appreciate having a neutral, trustworthy guide. The Medicare Assistant is now part of our standard retirement-readiness kit."

    — Director of Benefits, university system

    4.97/5 · based on 3,000+ reviews

    "The bilingual responses make a huge difference for our diverse workforce. Employees feel informed, not pressured."

    — Total Compensation Manager, logistics

    4.97/5 · based on 3,000+ reviews

    "The Medicare Assistant is the calm, compliant Medicare educator we needed years ago. It saves us hours every week."

    — Benefits Broker and Consultant

    4.97/5 · based on 3,000+ reviews

    "Adding the Medicare Assistant to our benefits package was a total game-changer. Our older employees retire with confidence."

    — VP of Human Resources, technology

    4.97/5 · based on 3,000+ reviews

    "I was really confused between Part G and Part N. The Medicare Assistant explained it to me in two minutes and saved me from a costly mistake."

    — Retired teacher, member

    4.97/5 · based on 3,000+ reviews

    "Our team loves how easy it is to verify coverage details. It takes the stress out of enrollment season."

    — Benefits Administration Lead, retail

    4.97/5 · based on 3,000+ reviews

    "As a broker, I recommend the Medicare Assistant to all my corporate clients. It's the best Medicare self-education tool out there."

    — Senior employee benefits broker

    4.97/5 · based on 3,000+ reviews

    Document intelligence

    64Plus for document and coverage guidance.

    Helps users understand complex Medicare-related documents and communications, saving hours of research and reducing misunderstanding.

    Explains:

    Medicare noticesPlan documentsFormulariesExplanation of Benefits (EOBs)Enrollment lettersand more

    64Plus is an AI-powered Medicare guide that helps people turning 65 and their caregivers navigate Medicare decisions with confidence from trusted and verified sources.

    Turning 65

    New to Medicare? Learn your options and enrollment steps before the deadlines hit.

    Get a Clear Answer

    Medicare Assistant provides a friendly, accurate response in the same language, in both voice and text, so you can listen or read along.

    Start here

    Retirees

    Already retired? Stay on top of deadlines, costs, and coverage changes with confidence.

    Learn and compare

    Medicare Assistant explains your options, coverage details, and enrollment steps using trusted Medicare and healthcare sources.

    Explore
    An older man thinking about his Medicare options

    Veterans & Medicaid

    See how Medicare works with VA benefits or Medicaid, in plain language.

    Stay Informed

    Medicare Assistant helps you prepare for deadlines, avoid penalties, and make confident decisions about your healthcare coverage.

    Learn more
    FAQs

    Your privacy & trust, answered.

    Quick answers about how 64Plus protects your data, keeps conversations private, and processes payments securely.

    Encrypted in transit. Never sold. Stripe-secured payments.

    Yes. We use industry-standard security measures to protect your account and personal information. Your data is encrypted during transmission, and we continuously work to maintain a secure platform. In Transit: All communication between users and our platform is encrypted using industry-standard HTTPS / TLS encryption. At Rest: All data stored in our cloud databases is encrypted using standard AES-256 encryption.

    No. 64Plus does not sell your personal information to advertisers or third parties. We only use your information to provide and improve the services you've requested, as described in our Privacy Policy.

    No. You can use 64Plus to learn about Medicare without entering sensitive personal information. Unless a specific service requires it, we recommend not sharing information such as your Social Security number, Medicare Beneficiary Identifier (MBI), or financial account details.

    64Plus is built using trusted Medicare resources and authoritative healthcare information. We regularly update our knowledge to reflect changes in Medicare guidance. While 64Plus is designed to provide accurate educational information, it should not replace advice from your healthcare provider, Medicare, or a licensed insurance professional for decisions specific to your situation.

    Yes. Your conversations are treated as confidential and are only used in accordance with our Privacy Policy and Terms of Service. You control what information you choose to share and also have the option to delete your conversation history.

    64Plus is designed with privacy and security as core principles. We follow industry best practices to safeguard user information and continuously enhance our security measures. If you use 64Plus through an employer or healthcare organization, additional privacy protections and contractual safeguards may apply.

    All subscriptions and payments are handled entirely by Stripe, a certified PCI Service Provider Level 1 (the most stringent security level in the payments industry). Zero Financial Data Storage: Our servers never see, touch, or store raw credit card numbers or banking data. Tokenization: Payment details are securely tokenized and transmitted directly from the user's browser to Stripe's encrypted vault. You can subscribe with confidence knowing your transactions are handled by a trusted payment provider used by millions of businesses worldwide.

    64Plus has a built-in prescription drug finder and physician search engine. Our AI platform can help you understand how Medicare prescription drug coverage works, explain provider networks, and educate you on what to consider when comparing plans. Any information you share will be considered in the AI analysis but your information is never stored and you can permanently remove the information if you choose. Before enrolling in any Medicare plan, we strongly recommend that you contact the insurance carrier directly, during or before enrollment, if you have questions about specific medications or providers, as formularies and provider networks may change throughout the year.

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    Get started with 64Plus!

    Ask your first question, take the assessment, or explore plans. No pressure, no sales, and nothing locked in.

    1Ask your first question
    2Explore your options
    3Decide with confidence