Medicare Made Simple. From Work to Retirement and Beyond.
Your Complete Medicare and Retirement Journey Starts Here.
From employer coverage to Medicare and beyond, 64Plus brings education, personalized guidance, plan comparisons, and decision support together in one easy-to-use platform.
Real Answers. Greater Confidence. Brighter Tomorrows.
For Seniors and Caregivers
Your trusted guide through every step of your Medicare journey.
- Get clear answers to your questions
- Compare plans and costs
- Understand your doctors and medications
- Review your employer or retiree benefits
- Prepare for enrollment and beyond
For Employers and Groups
A valuable benefit for your workforce.
- Support employees approaching Medicare
- Reduce Medicare-related questions for your HR team
- Private for employees, measurable for employers
- Include spouses and family members
- Easy to implement
Trusted. Unbiased. Always on your side.
Private and secure by design
Encrypted in transit
Every page and every request runs over HTTPS (TLS).
Encrypted at rest
Your saved information is stored encrypted.
Payments by Stripe
We never see or store your card number.
No Medicare number, no Social Security number
We never ask for either, and never will.
Your account, your control
Add or delete your information and cancel your subscription any time you choose.
Independent and unbiased
Not affiliated with Medicare, CMS or any insurer. We sell no plans and earn no commissions.
Built with trusted technology:
- Cloudflare
- OpenAI
64Plus Does Medicare Your Way
Instant Answers
Get clear, reliable answers to any Medicare question.
Personalized Guidance
Tailored to your unique situation.
Compare All Options
Medicare plans, costs, doctors and medications in one place.
Learn with Confidence
Unmatched education and guided learning paths, easy to understand at your own pace.
Support Year-Round
Before Medicare, during enrollment, and beyond.
For You and Your Family
Trusted support for spouses, parents and caregivers.
Medicare planning is a living process, not a one-time task.
Why do Employers choose 64Plus?
- Reduces HR and benefits team workload
- Improves pre-retirement education
- Consistent Medicare guidance for employees
- Supports retirement readiness
- Available around the clock without adding staff
- Scales across any organization
64Plus is an independent educational software platform. We do not sell Medicare plans, generate or sell leads, recommend one insurance company over another, or receive compensation based on plan enrollment. Our platform provides educational information and decision-support tools to help users better understand Medicare. Users may independently contact Medicare, licensed insurance agents, or insurance companies if they choose to enroll in coverage.
64Plus is a comprehensive Medicare education, transition, and decision-support platform for individuals, caregivers, employees, and employers.
Whether you're approaching 65, transitioning from employer coverage, or reviewing your Medicare options, 64Plus combines trusted information, personalized guidance, plan comparison tools, and year-round support to help you make confident, informed decisions.
Document intelligence
64Plus for document and coverage guidance.
Helps users understand complex Medicare-related documents and communications, saving hours of research and reducing misunderstanding.
Explains:
- Medicare notices
- Plan documents
- Formularies
- Explanation of Benefits (EOBs)
- Enrollment letters
- and more
Your privacy & trust,
answered.
Quick answers about how 64Plus protects your data, keeps conversations private, and processes payments securely.
Yes. We use industry-standard security measures to protect your account and personal information. Your data is encrypted during transmission, and we continuously work to maintain a secure platform. In Transit: All communication between users and our platform is encrypted using industry-standard HTTPS / TLS encryption. At Rest: All data stored in our cloud databases is encrypted using standard AES-256 encryption.
No. 64Plus does not sell your personal information to advertisers or third parties. We only use your information to provide and improve the services you've requested, as described in our Privacy Policy.
No. You can use 64Plus to learn about Medicare without entering sensitive personal information. Unless a specific service requires it, we recommend not sharing information such as your Social Security number, Medicare Beneficiary Identifier (MBI), or financial account details.
64Plus is built using trusted Medicare resources and authoritative healthcare information. We regularly update our knowledge to reflect changes in Medicare guidance. While 64Plus is designed to provide accurate educational information, it should not replace advice from your healthcare provider, Medicare, or a licensed insurance professional for decisions specific to your situation.
Yes. Your conversations are treated as confidential and are only used in accordance with our Privacy Policy and Terms of Service. You control what information you choose to share and also have the option to delete your conversation history.
64Plus is designed with privacy and security as core principles. We follow industry best practices to safeguard user information and continuously enhance our security measures. If you use 64Plus through an employer or healthcare organization, additional privacy protections and contractual safeguards may apply.
All subscriptions and payments are handled entirely by Stripe, a certified PCI Service Provider Level 1 (the most stringent security level in the payments industry). Zero Financial Data Storage: Our servers never see, touch, or store raw credit card numbers or banking data. Tokenization: Payment details are securely tokenized and transmitted directly from the user's browser to Stripe's encrypted vault. You can subscribe with confidence knowing your transactions are handled by a trusted payment provider used by millions of businesses worldwide.
64Plus has a built-in prescription drug finder and physician search engine. Our AI platform can help you understand how Medicare prescription drug coverage works, explain provider networks, and educate you on what to consider when comparing plans. Medications and doctors you add are used in the AI analysis and kept in your account so you don't have to enter them again, and you can remove them at any time from My Doctors & Drugs. Before enrolling in any Medicare plan, we strongly recommend that you contact the insurance carrier directly, during or before enrollment, if you have questions about specific medications or providers, as formularies and provider networks may change throughout the year.
Get started with 64Plus!
Ask your first question, take the assessment, or explore plans. No pressure, no sales, and nothing locked in.
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Decide with confidence